Business Cash Flow Finance-Debtor Finance

Australian Business needs cash flow funding to extend their business or to buy more stock. If the banks have said NO, we are here to help you to succeed. Make an appointment with the Lending Manager by text 02 80073223

Business Cash Loan – Key Features

  • Short term working capital facility – typically 30 weeks
  • Top up to original credit limit, at any time after half way point (subject to credit review)
  • Increase credit limits as revenue grows (subject to credit review)
  • Fast application to funding, fund within 72 hours in most cases
  • Price competitive

Prime Business Loan

  • As above, but for a 12 month term and no redraw
  • More competitive rates from 2% per month
  • Suitable for higher credit quality customers (2 directors and strong cashflow)

Equipment Finance – Key Features

  • Fixed repayments over 12 months
  • Option to purchase after 12 months or continue to rent for further 3 years
  • Reduced rates after 12 months

Why Use Us?

  • Fast and simple process – funding in 1-2 days from signed loan agreement for cash loans
  • Transparent fees and charges
  • Substantially more competitive than other non-bank providers

Criteria – Cash Loans

  • Businesses with trading history of 12 months or more (sometimes flexible down to 9 months)
  • Monthly turnover of at least $10,000 per month
  • Clean credit history for business and directors
  • Loan amount as 80% of monthly turnover

How it works – Cash Loans

  • Assess statements and identification documents
  •  Run credit checks on the business and directors
  • Money is funded into the business account, usually within 24 hours of signing the loan agreement
  • Direct debit payments are taken weekly or daily

For a phone appointment contact the Lending Manager by text on 02 80073223